Loan Rates
Auto Loan Rates
Rates are effective as of February 1, 2024. Rates and terms may change at any time without prior notice. Rates are based on creditworthiness.| Loan Term | APR* |
|---|---|
| 24 months | as low as 3.99%* |
| 36 months | as low as 4.99%* |
| 48 months | as low as 5.49%* |
| 60 months | as low as 5.99%* |
| 72 months ($25K or up) | as low as 6.59%* |
| 84 months ($25K or up) | as low as 6.99%* |
*APR = Annual Percentage Rate. Your APR may differ based on your individual credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined.
Payment example: A 2020 auto financed for 48 months @ 3.99% APR would have a payment of approximately $22.57 per $1,000 borrowed. Subject to credit approval.
Terms and Conditions subject to change.
Personal Loan Rates
Rates are effective as of February 1, 2024. Rates and terms may change at any time without prior notice. Rates are based on creditworthiness.| Loan Term | APR* |
|---|---|
| 12 months | as low as 7.99%* |
| 24 months | as low as 8.99%* |
| 36 months | as low as 9.99%* |
| 48 months | as low as 10.99%* |
| 60 months | as low as 11.99%* |
Payment example: A personal loan for 36 months @ 9.99% APR would have a payment of approximately $32.26 per $1,000 borrowed. Subject to credit approval.
Terms and Conditions subject to change.
VISA Credit Card APR*
| APR Range* | Details |
|---|---|
| 8.90% - 17.90% | *** (See disclosures for VISA Credit Card) |
Other Loan Rates
| Loan Type | APR* |
|---|---|
| Share (up to 72 months) | 4.99% |
| Share Certificate Secured (up to 72 months) | 5.99% |
| Home Equity Loans (up to 180 months) - New Rates for Home Equity Promotion – Effective November 1, 2024 | 6.79% (60 months) 7.29% (120 months) 7.79% (180 months) |
| Motorcycle | Available upon request |
| RV, Boat, ATV, Golf, Farm Loans | Available upon request |
| Mortgages (fixed and variable) | Available upon request |
**APY = Annual Percentage Yield (refer to disclosure of accounts terms). Certain restrictions may apply. Members must meet Faith Connection Federal Credit Union’s qualifications for a loan. Share Certificate rates are subject to change daily. Call for updated rates.
*** Fully secured by Share Certificates at Faith Connection Federal Credit Union.
****Secured Loan Payment Example: Loan amount of $8,000 at 9.90% APR for 36 months has a payment of $257.76 per month.
Property and/or flood insurance may be required. Terms, rates, and conditions are subject to change without notice.
Subject to Credit Approval.